Pick your card / Synchrony
Best gift card stacks for the Synchrony Sam's Club Mastercard
3% at Sam's Club for Plus members, 5% gas, 3% dining. Earns Sam's Cash; this is a co-branded credit card.
33.6% best live stack: Lucy's Burgers at Sam's Club
What this card earns at each retailer
| Retailer | Card earn | Notes |
|---|---|---|
| Costco | 1% 1% (other purchases) | |
| Sam's Club | 0% 0% (gift cards excluded) | Sam's Cash is not earned on gift cards bought at Sam's Club or SamsClub.com. |
| BJ's | 1% 1% (other purchases) | acceptance not verified |
- Gift cards bought at Sam's Club earn no Sam's Cash on this card, so it is not the card to use for Sam's gift card deals.
Top live stacks with this card
| Net | Gift card | The math | Found |
|---|---|---|---|
| 33.6% | Lucy's Burgers $19.91 for $30 at Sam's Club | 33.6% off + no portal + 0% card (0% (gift cards excluded)) = 33.6% | samsclub.com, verified Oct 21, 2026 |
| 31.0% | Bahama Buck's $34.99 for $50 at Costco | 30.0% off + no portal + 1% card (1% (other purchases)) = 31.0% | costco.com, verified Oct 21, 2026 |
| 31.0% | California Pizza Kitchen $69.99 for $100 at Costco | 30.0% off + no portal + 1% card (1% (other purchases)) = 31.0% | costco.com, verified Oct 21, 2026; ends Nov 1, 2026 |
| 30.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 0% card (0% (gift cards excluded)) = 30.7% | samsclub.com, verified Oct 21, 2026 |
| 30.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 0% card (0% (gift cards excluded)) = 30.7% | samsclub.com, verified Oct 21, 2026 |
| 30.2% | China Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 21, 2026 |
| 30.2% | Headshots Bar and Grill $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 21, 2026 |
| 30.2% | Ji-Roz $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 21, 2026 |
| 30.2% | Nalley Fresh $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 21, 2026 |
| 30.2% | Sushifork $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 21, 2026 |
| 30.2% | Up Roll Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 0% card (0% (gift cards excluded)) = 30.2% | samsclub.com, verified Oct 21, 2026 |
| 30.1% | Bahama Buck's $20.98 for $30 at Sam's Club | 30.1% off + no portal + 0% card (0% (gift cards excluded)) = 30.1% | samsclub.com, verified Oct 21, 2026 |
| 26.0% | Krispy Kreme $44.99 for $60 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | Jiffy Lube $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | inKind $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | Potbelly $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | Alamo Drafthouse $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | Sullivan's $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | Logan's Roadhouse $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | Peter Piper Pizza $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (other purchases)) = 26.0% | costco.com, verified Oct 21, 2026 |
Card points valued at 1¢ each. No portal cashback appears in today's data for these deals. Check the retailer's terms and your card's network before buying.
Sources
- www.synchrony.com, checked Oct 21, 2026: "Sam's Cash is not earned on the following purchases or transactions at Sam's Club or SamsClub.com: ... gift cards (including third party gift cards)"
- scene7.samsclub.com, checked Oct 21, 2026: "1% BACK IN SAM'S CASH ON OTHER ELIGIBLE PURCHASES"
Card image: issuer card art from www.synchrony.com.
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