Pick your card / TD Bank
Best gift card stacks for the TD Bank Target Circle Card (Target Mastercard)
5% off at Target, including specialty gift cards; 1% elsewhere on the Mastercard version. Earns Cash back; this is a co-branded credit card.
34.6% best live stack: Lucy's Burgers at Sam's Club
What this card earns at each retailer
| Retailer | Card earn | Notes |
|---|---|---|
| Costco | 1% 1% (outside Target) | |
| Sam's Club | 1% 1% (outside Target) | acceptance not verified |
| BJ's | 1% 1% (outside Target) | acceptance not verified |
- The store-only Target Circle credit card works only at Target, so it does not apply to warehouse club deals. 2% dining and gas and 1% elsewhere are for the Target Mastercard only.
Top live stacks with this card
| Net | Gift card | The math | Found |
|---|---|---|---|
| 34.6% | Lucy's Burgers $19.91 for $30 at Sam's Club | 33.6% off + no portal + 1% card (1% (outside Target)) = 34.6% | samsclub.com, verified Oct 21, 2026 |
| 31.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 1% card (1% (outside Target)) = 31.7% | samsclub.com, verified Oct 21, 2026 |
| 31.7% | Cold Stone Creamery $20.79 for $30 at Sam's Club | 30.7% off + no portal + 1% card (1% (outside Target)) = 31.7% | samsclub.com, verified Oct 21, 2026 |
| 31.2% | China Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 21, 2026 |
| 31.2% | Headshots Bar and Grill $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 21, 2026 |
| 31.2% | Ji-Roz $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 21, 2026 |
| 31.2% | Nalley Fresh $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 21, 2026 |
| 31.2% | Sushifork $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 21, 2026 |
| 31.2% | Up Roll Café $34.91 for $50 at Sam's Club | 30.2% off + no portal + 1% card (1% (outside Target)) = 31.2% | samsclub.com, verified Oct 21, 2026 |
| 31.1% | Bahama Buck's $20.98 for $30 at Sam's Club | 30.1% off + no portal + 1% card (1% (outside Target)) = 31.1% | samsclub.com, verified Oct 21, 2026 |
| 31.0% | Bahama Buck's $34.99 for $50 at Costco | 30.0% off + no portal + 1% card (1% (outside Target)) = 31.0% | costco.com, verified Oct 21, 2026 |
| 31.0% | California Pizza Kitchen $69.99 for $100 at Costco | 30.0% off + no portal + 1% card (1% (outside Target)) = 31.0% | costco.com, verified Oct 21, 2026; ends Nov 1, 2026 |
| 26.8% | Potbelly $37.12 for $50 at Sam's Club | 25.8% off + no portal + 1% card (1% (outside Target)) = 26.8% | samsclub.com, verified Oct 21, 2026 |
| 26.3% | Alamo Drafthouse $18.68 for $25 at Sam's Club | 25.3% off + no portal + 1% card (1% (outside Target)) = 26.3% | samsclub.com, verified Oct 21, 2026 |
| 26.1% | Krispy Kreme $22.48 for $30 at Sam's Club | 25.1% off + no portal + 1% card (1% (outside Target)) = 26.1% | samsclub.com, verified Oct 21, 2026 |
| 26.0% | Krispy Kreme $44.99 for $60 at Costco | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | inKind $74.98 for $100 at Sam's Club | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | samsclub.com, verified Oct 21, 2026 |
| 26.0% | Crew Carwash $74.98 for $100 at Sam's Club | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | samsclub.com, verified Oct 21, 2026 |
| 26.0% | Jiffy Lube $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | costco.com, verified Oct 21, 2026 |
| 26.0% | inKind $74.99 for $100 at Costco | 25.0% off + no portal + 1% card (1% (outside Target)) = 26.0% | costco.com, verified Oct 21, 2026 |
Card points valued at 1¢ each. No portal cashback appears in today's data for these deals. Check the retailer's terms and your card's network before buying.
Sources
- www.target.com, checked Oct 21, 2026: "Earn 2% on dining and gas purchases and 1% everywhere else outside of Target - Exclusive to Target Mastercard ... Get 5% off gift cards for travel, dining and more"
Card tile is a placeholder; no official card art found.
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