Deepest stacks on widely used brands

The best live stack for each big brand most people already shop at: big-box stores, home improvement, grocery, delivery and major restaurant chains. One line per brand, sorted by net. Net is in saver mode at 1¢ per point. How the math works.

• Outback Steakhouse22.0%
  $39.98 for $50 face at Sam's Club
  20.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 22.0% net
• Domino's22.0%
  $79.98 for $100 face at Sam's Club
  20.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 22.0% net
• Panera Bread22.0%
  $79.99 for $100 face at Costco
  20.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 22.0% net
• Applebee's22.0%
  $79.99 for $100 face at Costco
  20.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 22.0% net
• Red Lobster22.0%
  $79.99 for $100 face at Costco
  20.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 22.0% net
• Wayfair20.5%
  $81.48 for $100 face at Sam's Club
  18.5% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 20.5% net
• Chipotle12.0%
  $22.50 for $25 face at BJ's
  10.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 12.0% net
• LongHorn Steakhouse8.9%
  $23.27 for $25 face at Sam's Club
  6.9% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 8.9% net
• Southwest Airlines7.0%
  $474.98 for $500 face at Sam's Club
  5.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 7.0% net
• Buffalo Wild Wings6.5%
  $42.98 for $45 face at Sam's Club
  4.5% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 6.5% net
• Olive Garden6.2%
  $47.88 for $50 face at Sam's Club
  4.2% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 6.2% net
• Ulta Beauty6.1%
  $23.98 for $25 face at Sam's Club
  4.1% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 6.1% net
• Texas Roadhouse6.1%
  $23.98 for $25 face at Sam's Club
  4.1% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 6.1% net
• Cheesecake Factory6.0%
  $23.99 for $25 face at BJ's
  4.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 6.0% net
• Chili's6.0%
  $47.99 for $50 face at BJ's
  4.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 6.0% net
• Airbnb6.0%
  $479.99 for $500 face at BJ's
  4.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 6.0% net
• Sephora5.8%
  $48.12 for $50 face at Sam's Club
  3.8% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 5.8% net
• Starbucks5.4%
  $38.64 for $40 face at Sam's Club
  3.4% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 5.4% net
• Dunkin'4.0%
  $48.98 for $50 face at Sam's Club
  2.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 4.0% net
• Uber Eats4.0%
  $24.49 for $25 face at BJ's
  2.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 4.0% net
• Ace Hardware4.0%
  $24.49 for $25 face at BJ's
  2.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 4.0% net
• DoorDash4.0%
  $24.49 for $25 face at BJ's
  2.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 4.0% net
• Macy's4.0%
  $24.49 for $25 face at BJ's
  2.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 4.0% net
• Uber4.0%
  $24.49 for $25 face at BJ's
  2.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 4.0% net
• The Home Depot3.0%
  $49.49 for $50 face at BJ's
  1.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 3.0% net
• Lowe's3.0%
  $49.49 for $50 face at BJ's
  1.0% off face + 2.0% 2% back with a card that earns 2x at warehouse clubs (e.g. Citi Double Cash / Costco Visa) = 3.0% net